Company Benefits

Huval & Associates, Inc., Consulting Engineers, offers many benefits to our employees. We invite anyone who is considering a career with us to browse through these benefits.

HOLIDAYS

HUVAL will grant holiday time off to all employees. HUVAL will grant ten (10) holidays per year as follows:

New Year’s Day	Mardi Gras	Good Friday	Memorial Day
Independence Day	Labor Day	Thanksgiving	Day after Thanksgiving
Christmas Eve	Christmas Day

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VACATION

Regular full-time eligible employees are able to earn and use vacation time. The amount of paid vacation time employees will receive increases with the length of their employment according to the vacation schedule in Table 1.0. Earned vacation that is not taken may not be rolled over from one calendar year to the next.

Table 1.0: Vacation Earning Schedule
MONTH OF HIRE	HIRE TO END OF CALENDAR YEAR	1^ST CALENDAR YEAR	2^ND CALENDAR YEAR	6^TH CALENDAR YEAR	15^TH CALENDAR YEAR
January, February, or March	5 days	10 days	10 days	15 days	20 days
April or May	4 days	9 days	10 days	15 days	20 days
June or July	3 days	8 days	10 days	15 days	20 days
August or September	2 days	7 days	10 days	15 days	20 days
October or November	1 day	6 days	10 days	15 days	20 days
December	0 days	5 days	10 days	15 days	20 days

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ADDITIONAL LEAVE

In addition to vacation and holidays, HUVAL will also allow time off with or without pay to eligible employees for other various reasons. The following section gives the definition and guidelines for using this additional leave.

Sick Leave

HUVAL provides paid sick leave benefits to all eligible employees for periods of temporary absence due to illness or injury. Regular full-time employees will accrue sick leave benefits at the rate of 3 days per year.

Unused sick leave will be allowed to roll over at the end of each year. However, the maximum accumulated sick leave shall not exceed 10 days.

Sick leave benefits are intended solely to provide income protection in the event of illness or injury. Terminating employees will not be paid for unused sick leave.

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Personal Leave

HUVAL provides paid personal leave benefits to all eligible employees. Regular full-time employees will receive personal leave benefits at the rate of 2 days per year.

Personal leave is intended for the well being of the employee and/or his/her family. Personal leave is intended for be used for absences such as:

1. Illness or injury to family

2. Family reunions

3. Children’s school functions

4. Doctor’s appointments

5. Bereavement leave

Unused personal leave will not be carried over at the end of the year. All personal leave not used on or before December 31^st will be forfeited. Terminating employees will not be paid for unused personal leave.

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GROUP HEALTH / DENTAL INSURANCE / LIFE AD & D POLICY

Huval & Associates, Inc., pays up to $150.00 towards each employee’s medical insurance, all the life insurance premiums and $10.00 on your dental coverage per month. The group health/dental/life insurance plan is a cafeteria plan. An Employee becomes available for coverage after thirty days of full time employment with Huval. See attached Group Health Benefits Schedule and Dental Benefits Schedule for Coverage.

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MEDICAL

Deductible		$1,000 - PPO
		$2,000 - Non PPO


Coinsurance		80/20 - PPO
		60/40 - Non-PPO of $5000.00


Out of Pocket		$2,000 - PPO
		$4,000 - PPO


Lifetime Maximum		$5,000,000


Wellness Benefits		Pap Smears, Mammograms, and Prostate Screenings not subject to deductible


Dr. Co-Pay		$15 PPO Doctor Visit


Prescriptions		$15/25/40 Co-Pay + mail service available


Maternity		Same as any other illness


Supp. Accident		Not included


Life/AD&D		$15,000


Rate Guarantee		1 year


Pre-existing Conditions		Full takeover if you have been insured for the last 12 months

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DENTAL

Deductibles: $50 per person, per calendar year on basic and major services combined.

Calendar Year Maximum Benefits: Preventive, Basic, & Major Services: A combined $1,250 per person.

Lifetime Maximum Benefit: Orthodontia Services: $1,200 per eligible person.

Preventive Services:	Waiting Period:	None
	Coinsurance:	100% of eligible expense

! Oral exams and prophylaxis (i.e., cleaning) (twice per calendar year).

! Topical fluoride treatment for dependent children up to age 16 (twice per calendar year).

! Full-mouth or panorex X-rays (one every 5 years).

! Bitewing X-rays (Up to age 13: twice per calendar year; Age 13 and above: once per calendar year).

! Periapical X-rays.

! One topical sealant for each unrestored permanent molar for dependent children, up to age 16.

Basic Services:	Waiting Period:	3 months
	Coinsurance:	80% of eligible expenses after deductible

! Non-surgical extractions.

! Injection of antibiotic drugs (at time of initial treatment).

! Emergency exams.

! Palliative treatment for dental pain.

! Simple restorative services (i.e., fillings).

! Analgesia for up to age 13 (nitrous oxide gas).

! Stainless steel crowns on primary teeth.

! Space maintainers for permanently lost primary teeth for dependent children, up to age 13.

! Repair of recementing of crowns, inlays, bridgework or dentures.

! Relining of dentures (once every 36 months).

Orthodontia Services:	Waiting Period:	24 months
	Deductible:	None
	Coinsurance:	50% of eligible expenses per eligible person

Treatment necessary for proper alignment of teeth for dependent children. Work to be completed prior to age 19 (may vary by state).

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401 K GROUP RETIREMENT PLAN

Once an employee has reached one year of service and is over the age of twenty-one they become eligible for 401K contributions. Contributions can be given up to 15% of your gross income but not less than 2% of your gross income. HUVAL will contribute 25%/$1.00 up to 6% of your contributions. HUVAL's contributions are adjustable each year upon the discretion of the principals.

Vesting of Participant's Interest: (Vesting schedule, based on number of Years of Service)

0 - 1 year 0% 2 years - 20 % 3 years - 40 %

4 years 60% 5 years - 80% 6 years - 100%

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YEAR END BONUS

Upon the discretion of the principals, a bonus may be given at the end of the year.

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Huval & Associates, Inc.

	Phone:	337-234-3798
	Fax:	337-234-2475
	Address:	3861 Ambassador Caffery Parkway-Suite 200 Lafayette, Louisiana 70503